is 4 a good mortgage rate

Is 4.5% a good Mortgage rate for FHA loan? Housing. I bought a house last month with a rate of 4.5% percent. The lender told me the rate was this high because they had to use a 56% Debt to income ratio on my house as opposed to the standard ~36% percent. My credit at the time was 740.

September 2019 mortgage rates forecast (fha, VA, USDA, Conventional). Been looking for a good rate on a refinance or home purchase? Now might be the time to lock.. the 30-year mortgage rate.

The short answer is that a fixed rate mortgage at 4% is excellent for those with very good credit as well as being able to meet the other criteria to.

 · Housing Is 4.5% a good Mortgage rate for FHA loan? (self.personalfinance) submitted 3 years ago by jpad1208. I bought a house last month with a rate of 4.5% percent. The lender told me the rate was this high because they had to use a 56% Debt to income ratio on my house as opposed to the standard ~36% percent.. It is a pretty good rate.

Right now, an interest rate around 4 percent is considered good, says Tim Milauskas, a loan officer at First Home Mortgage in Millersville,

Mortgage Points Explained: How and When to Buy Down Your Mortgage Rate (2018) There are plenty of good reasons. First, you may be able to save a lot of money. mortgage interest rates have dropped.

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It’s also an inauguration year, which could be good news for mortgage rates. Bonus: Redfin, which just launched a mortgage company , expects the 30-year fixed to go "no higher than 4.3 percent" this year, which is in line with some of the other predictions.

There always is a good opportunity for comparison websites. A 2017 Investor Presentation shows that LendingTree had a take.

Mortgage rates on 30-year loans have once again fallen below 4. As your parents may have told you, if something looks too good to be true,

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Have you looked into 15 year loans – they have a lower interest rate. A 30 year mortgage on $70,000 at 4.75% would be about $365/month. A 15 year mortgage at 4.25% would increase the payment to $525 a month, but you would be done paying for it in half the time.