what is a mortgage for dummies
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Mortgages – a beginner's guide – Money Advice Service – A mortgage is a loan taken out to buy property or land. Most run for 25 years but the term can be shorter or longer. The loan is ‘secured’ against the value of your home until it’s paid off. If you can’t keep up your repayments the lender can repossess (take back) your home and sell it so they get their money back.
Amortization is the process of spreading out a loan into a series of fixed payments over time. You’ll be paying off the loan’s interest and principal in different amounts each month, although your total payment remains equal each period.
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It can increase over time if the property value increases or the mortgage loan. loans used to buy the house or second mortgages that were taken out later.
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SBA 504 Loan – Wikipedia – The US Small Business Administration 504 Loan or Certified Development Company program is designed to provide financing for the purchase of fixed assets, which usually means real estate, buildings and machinery, at below market rates.
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