will i be able to get a mortgage

The only question is: Will you be able to get a mortgage to finance your dream purchase? You likely won’t have to worry about getting approved by a lender. NerdWallet reported in early 2017 that the average approval rate of mortgage application is 88.2 percent nationwide, based on 2015 data.

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Usually, you can’t get a mortgage for more than three times your income; at 18, you don’t have a long credit history; and a "fair" score won’t help. But, keep saving and keep building your credit history, and it won’t take more than a few years to get there.

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If you have established new lines of credit and kept them clean for at least 12 months you should be able to get a normal 30 year fixed. I’ve been out of the mortgage business for a couple of years, but for the 10 years I was in it I did loans for people in that situation regularly. Usually FHA.

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Credit Card Debt Relief > Debt Management > Can I Get a Mortgage on a Debt. If your income grows and you are able to cut your expenses, you could.

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The proprietary product has been able to fill the void. “Many senior condo owners have been frustrated by their inability to get a reverse mortgage on their condo, and this new rule should enable.

Will i be able to get a mortgage? First of all im a 21 male if that matters. secondly I am currently earning 8500 a year in a part time job, but should be starting an apprentiship in the foreseable future with a wage increase to about 13000 a year.

Next steps. If you’re beginning to consider buying a home, make sure you’re up to date on your credit report and score and then consider getting mortgage pre-approval, which can give you the financial confidence to be able to make a strong offer on the right house when you see it. Pre-approval is free and no-obligation,

how harp program works HARP program is a fully qualifying refinance program.. hamp is the program for modifying.. so work on becoming current on your mortgage payments and expect to take advantage of the program a year after that is you are not able to find any.